Cream Cheese Banana Bread
Classic banana bread gets a delicious twist with this Cream Cheese Banana Bread recipe. This delightful treat combines the comforting flavors of ripe bananas with a rich cream cheese filling, making it perfect for breakfast, brunch, or a sweet snack. Whether you’re using overripe bananas that need saving or looking to impress guests, this bread stands out with its creamy texture and inviting aroma.
Why You’ll Love This Recipe
- Delicious Flavor: The combination of sweet bananas and tangy cream cheese creates a mouthwatering taste that you won’t forget.
- Easy to Make: With simple ingredients and straightforward steps, you can whip up this banana bread in no time.
- Versatile Delight: Enjoy it warm with butter, as a dessert, or even toasted for breakfast. The options are endless!
- Perfect for Sharing: Bake two loaves to share with friends and family or keep one for yourself!
- Great Use of Overripe Bananas: Don’t let those extra bananas go to waste! This recipe is an excellent way to use them up.
Tools and Preparation
Before diving into the baking process, gather your tools and prepare your kitchen. Having everything ready will ensure a smooth baking experience.
Essential Tools and Equipment
- Loaf pans (2)
- Mixing bowls
- Electric mixer or whisk
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- Loaf pans: These are essential for creating the perfect shape and texture for your banana bread.
- Electric mixer or whisk: Helps achieve a smooth batter quickly—perfect for mixing the cream cheese filling without lumps.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Spray two 9×5-inch loaf pans with nonstick cooking spray to prevent sticking.
Step 2: Prepare the Cream Cheese Filling
In a mixing bowl:
1. Beat together the cream cheese and granulated sugar until smooth.
2. Add the egg and vanilla extract; mix until combined.
3. Stir in the tablespoon of flour until fully incorporated. Set aside.
Step 3: Mix the Banana Bread Batter
In another large bowl:
1. Mash the ripe bananas until smooth.
2. Add the melted butter and both sugars; mix until well combined.
3. Beat in the eggs, vanilla extract, and sour cream until incorporated.
Step 4: Combine Dry Ingredients
In a separate bowl:
1. Whisk together the all-purpose flour, baking soda, and baking powder.
2. Gradually add this mixture to your wet ingredients; stir until just combined.
Step 5: Assemble the Loaves
- Pour 2 cups of batter into each prepared loaf pan.
- Spoon the cream cheese mixture on top of each batter layer, spreading it evenly.
- Finish by adding any remaining batter on top of the cream cheese layer.
Step 6: Bake
Bake in your preheated oven for 50-55 minutes or until a toothpick inserted in the center comes out with moist crumbs attached. Allow to cool completely before serving.
Enjoy your homemade Cream Cheese Banana Bread!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful treat that can be enjoyed in various ways. Whether you prefer it for breakfast, dessert, or a snack, there are many serving suggestions to enhance its creamy flavor and moist texture.
Toasted with Butter
- Toast slices of the banana bread and spread a thin layer of butter for a warm, comforting treat.
Topped with Fresh Fruit
- Add sliced strawberries or blueberries on top to introduce a refreshing burst of flavor.
With Whipped Cream
- Serve warm slices with a dollop of whipped cream for an indulgent dessert experience.
Drizzled with Honey
- A drizzle of honey over each slice adds sweetness and complements the cream cheese filling perfectly.
Paired with Coffee or Tea
- Enjoy your banana bread alongside a hot cup of coffee or tea to create a cozy atmosphere during breakfast or afternoon tea.
As a Dessert Sandwich
- Make a dessert sandwich by adding a layer of your favorite fruit preserves between two slices for extra sweetness and flavor.
How to Perfect Cream Cheese Banana Bread
To achieve the best Cream Cheese Banana Bread, follow these helpful tips. They will ensure your bread turns out perfectly every time.
- Use Overripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be.
- Room Temperature Ingredients: Ensure cream cheese and eggs are at room temperature for smoother mixing and better texture.
- Don’t Overmix: Mix just until combined when adding dry ingredients; this keeps the bread tender.
- Check Doneness Early: Start checking for doneness at 50 minutes; ovens can vary in temperature.
- Cool Before Slicing: Allow the bread to cool completely before slicing to prevent it from becoming gummy.
- Store Properly: Keep leftover banana bread in an airtight container at room temperature to maintain freshness.
Best Side Dishes for Cream Cheese Banana Bread
Pairing side dishes with Cream Cheese Banana Bread can elevate your meal experience. Here are some great options that complement its flavors well.
- Greek Yogurt: A scoop of Greek yogurt adds creaminess and protein, making it perfect for breakfast.
- Fruit Salad: A colorful fruit salad brings freshness and balances the sweetness of the banana bread.
- Nut Butter: Spreading almond or peanut butter adds richness and pairs wonderfully with banana flavors.
- Granola Parfait: Layer granola with yogurt and berries for a crunchy yet creamy side dish.
- Chia Seed Pudding: This healthy option provides texture and is packed with nutrients; serve it alongside slices of banana bread.
- Cottage Cheese: A bowl of cottage cheese topped with sliced peaches or pineapples offers protein and complements the sweetness perfectly.
- Smoothie Bowl: A smoothie bowl topped with nuts and seeds is both nutritious and visually appealing next to your banana bread.
- Herbal Tea: A cup of herbal tea makes a soothing beverage choice that pairs well with the rich flavors of banana bread.
Common Mistakes to Avoid
When making Cream Cheese Banana Bread, it’s easy to encounter some common pitfalls. Here are a few mistakes to watch out for:
-
Skipping the Room Temperature Ingredients: Using cold ingredients can lead to an uneven batter. Always allow cream cheese, eggs, and sour cream to reach room temperature for better mixing.
-
Overmixing the Batter: This can make the bread dense instead of light and fluffy. Mix until just combined, especially when adding flour.
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Not Measuring Ingredients Accurately: Incorrect measurements can ruin the texture and flavor. Use a kitchen scale or measuring cups for precision.
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Using Overripe Bananas Only: While very ripe bananas add sweetness, overly brown ones can alter the taste. Aim for ripe but not excessively brown bananas.
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Neglecting to Grease Pans Properly: This can cause sticking and damage your loaves. Ensure you spray your loaf pans generously with nonstick cooking spray.

Storage & Reheating Instructions
Refrigerator Storage
- Store your Cream Cheese Banana Bread in an airtight container.
- It will stay fresh for about 3-4 days in the refrigerator.
- For best results, wrap it in plastic wrap before placing it in the container.
Freezing Cream Cheese Banana Bread
- Wrap each loaf tightly in plastic wrap and then aluminum foil.
- It can be frozen for up to 3 months.
- Label with the date for easy tracking.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F and warm slices for 10-15 minutes until heated through.
- Microwave: Heat individual slices for about 15-20 seconds on high power.
- Stovetop: Place slices in a skillet over low heat, warming each side for a few minutes.
Frequently Asked Questions
What makes Cream Cheese Banana Bread different from regular banana bread?
Cream Cheese Banana Bread incorporates a creamy cheesecake filling that adds richness and moisture, making it a delightful upgrade from traditional recipes.
Can I use other fruits in this bread?
Yes! You can experiment with other fruits like blueberries or strawberries, but adjust sugar levels as necessary based on their sweetness.
How do I prevent my Cream Cheese Banana Bread from sinking?
Ensure all ingredients are at room temperature and avoid overmixing the batter. Also, check that your baking powder is fresh for optimal leavening.
Is there a way to make this recipe vegan?
You can substitute cream cheese with a plant-based alternative and use flax eggs instead of regular eggs. Adjust other ingredients accordingly.
Can I add nuts or chocolate chips?
Absolutely! Feel free to fold in walnuts, pecans, or chocolate chips into the batter for added texture and flavor.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on a classic recipe that combines rich cream cheese filling with sweet banana flavor. It’s versatile—perfect as breakfast or dessert—and you can customize it with your favorite mix-ins like nuts or chocolate chips. Give this recipe a try; it’s sure to become a family favorite!
Cream Cheese Banana Bread
Indulge in the delightful world of Cream Cheese Banana Bread, where the classic comfort of banana bread meets a rich, creamy cheesecake filling. This scrumptious treat is not only perfect for breakfast or brunch but also serves as a delightful snack or dessert that will impress family and friends alike. With every slice, enjoy the harmonious blend of sweet bananas and tangy cream cheese, creating an irresistible aroma that fills your kitchen. Ideal for using up overripe bananas, this recipe allows you to bake two loaves—one to savor and one to share!
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: Approximately 16 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 3 ripe bananas
- 1 package (8 ounces) cream cheese
- ½ cup butter (melted)
- 1 cup granulated sugar (divided)
- 2 large eggs
- 2 cups all-purpose flour
- ½ cup sour cream
- 1 teaspoon vanilla extract
- 1 teaspoon baking soda
- ½ teaspoon baking powder
- 1 tablespoon all-purpose flour
Instructions
- Preheat your oven to 350°F and prepare two 9×5-inch loaf pans with nonstick spray.
- In a bowl, beat cream cheese with ½ cup sugar until smooth. Mix in an egg and vanilla extract, followed by flour. Set aside.
- In another bowl, mash bananas and mix in melted butter and remaining sugars. Add eggs, sour cream, and vanilla.
- In a separate bowl, whisk flour with baking soda and powder; gradually combine with wet ingredients.
- Pour half the batter into each pan, top with cream cheese filling, then add remaining batter on top.
- Bake for 50-55 minutes until a toothpick comes out clean.
Nutrition
- Serving Size: 1 slice
- Calories: 185
- Sugar: 10g
- Sodium: 150mg
- Fat: 7g
- Saturated Fat: 4g
- Unsaturated Fat: 2g
- Trans Fat: 0g
- Carbohydrates: 27g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 35mg
